This is what the Lord Almighty says: “Give careful thought to your ways. Haggai 1:7 (NIV)

Once again, we find ourselves on the threshold of a new year. Traditionally, it is a time for making resolutions. Many of those resolutions will be cast aside by the middle of January. As I have previously written[1], I have found most New Year’s resolutions, however well-intentioned, ineffectual. We should begin immediately anytime we are aware of changes that need to be made, regardless of what the c...

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The light shines in the darkness, and the darkness can never extinguish it. John 1:5 (NLT)

In 1907, Wesleyan preacher William Watkinson published a sermon, “The Invincible Strategy.” He made the point that “evil is not overcome by denunciation.” He said that although it is easier to speak against evil than to engage in good works, it is not the best strategy. At this point, Watkinson said, “yet it is far better to light the candle than to curse the darkness.”

We may be dismayed and tro...

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Have I not commanded you? Be strong and courageous. Do not be afraid; do not be discouraged, for the Lord your God will be with you wherever you go.” Joshua 1:9 (NIV)

Risk aversion is the term most frequently associated with finances and investing. According to the website Investopedia, “The term risk-averse describes the investor who chooses the preservation of capital over the potential for a higher-than-average return… Low-risk means stability.” [1]

People with high-risk aversion...

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